Hi, my name is Rick Riggs. I was born and raised in a small town in Ohio by my parents who didn't really have a lot. We did have the most important thing and that is love. At age 19 I went off to college 700 miles from home and completed just 2 years of studies but due to the poor economic climate of the early eighties I was forced to find a job. I landed in the insurance business for the next 15 years and was able to vest my renewal income for life with AFLAC insurance (qwaaack). After vesting my income with AFLAC I started a retail flooring store called Carpets Direct. We started off like ga...