Hi, my name is Rick Riggs. I was born and raised in a small town in Ohio by my parents who didn't really have a lot. We did have the most important thing and that is love. At age 19 I went off to college 700 miles from home and completed just 2 years of studies but due to the poor economic climate of the early eighties I was forced to find a job. I landed in the insurance business for the next 15 years and was able to vest my renewal income for life with AFLAC insurance (qwaaack). After vesting my income with AFLAC I started a retail flooring store called Carpets Direct. We started off like gangbusters due to the overwelming wealth of the mid-90's til 2000. Then came September 11, 2001 that dreaded day in American history that forever changed us and it also changed our business. We have seen a steep downward DEATH spiral of our incomes as a business. We seem to be always robbing Peter to pay Paul. SCRATCHING THE BOTTOM is no fun. In the last several months with the advent of a long term stock market crash I began to look for new opportunities when I stumbled onto cash gifting. I have been amazed at the wealth generating opportunities that have been knocking all the time I just didn't take the time to explore and or educate myself. The time has come out of desperation that we have make this work. If you have had the same struggles that I have had you need to contact me so I can share this wonderful way to make money and help your family have the things they want without struggles. If your tired and your business has beat you up call me for some solutions that work. I will be your personal coach call me 877-gift-now.